88 / 100
Having good credit is important for a number of reasons. Your credit score can make it easier for you to qualify for loans or high-value rewards credit cards. Good credit also means that you’ll pay less interest when you get a loan, which can save you huge amounts when you make large purchases, such as a car or a home.
Maintaining your credit requires managing your bills and making your minimum payments every month. If you get laid off from your job, something that used to be easy can now be hard.