Five Steps to Success
Step One-Consultation
Schedule a 20 minute introductory consultation.
We need to determine if we’re a good fit for one another. I’m dedicated to helping you rebuild your credit, but how serious are you about building it?
If so, then complete the consultation form below, answer a few important questions and book an appointment to talk about your goals for your credit.
Step Two-Audit your credit report
We need to go over your credit report. If you don’t have a credit report with 3 scores, you can get a copy for as little as $1 by signing up for a 7 day trial with IdentityIQ, a recommended third party credit monitoring company.
Once an account is created you will text your login credentials(username, password and last 4 of social) to 800-587-3173. We will then do a line by line audit of your credit and explain what needs to be done.
We will go over the report together and look for common errors like outdated information, negative and derogatory accounts, incorrect loan amounts, and more.
These mistakes can be used as leverage to legally remove negative accounts, even if you didn’t pay. Text your login information to 800.587.3173.
Step Three-We create a Custom plan for you
Once your credit audit is completed we’ll create a custom plan to rebuild your credit. A strategy that’s specific to your needs and goals, so that you don’t waste time or money.
If necessary the process may include opening new credit accounts and raising your credit limit on existing accounts.
Step Four-Start the credit rebuilding process
As part of your credit transformation process, we’ll dispute negative accounts that are harming your credit.
Over 79% of credit reports have errors, and we’ll leverage those mistakes to force the credit agencies to legally remove anything that’s inaccurate, unverifiable, or outdated.
Our goal is to have your disputes prepared and sent out within 24 hours after you become a member.
Step Five-Follow up and monitor the progress
Within the first 30 days you’ll get results from credit reporting agencies and creditors sent directly to you in the mail. Upon receipt of your results, you’ll upload the results to your online secured portal, so we can review and respond accordingly.
You can conveniently monitor your progress online 24/7. We recommend that you expect between a 3–6 month minimum participation to experience the full effectiveness of the credit transformation process.
The credit rebuild program is not an overnight process, it takes time, patience and persistence.
Final Step-Get you Funded
Our team of coaches are real people with real experience, here to help you make your best financial decisions yet.
Efficient access to multiple SBA lenders outside of your bank, increasing the chances of your application getting seen.
From your first interaction with us, through to your funding approval (and beyond), a small business advisor will be there to answer your questions and ensure that everything is done correctly.
this is the most important step!!!